Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Building Your Legacy A four-step framework for building a personal legacy. Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.